How did medical insurance come to cover basic maintenance, when other insurance like auto and home owners?
only cover catastrophic loss. Can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ? Or what your home owners insurance would cost if you made a claim every time a light bulb burned out or you wanted your carpet cleaned ? Maybe that's the reason medical insurance premiums are so high ?- The theory behind that is to stop a small problem before it becomes catastrophic. I do totally agree with you though - that is not the purpose of any insurance. Insurance by it's very name is just that - it insures that you will be taken care of in the event of an unforseen event. It's kind of the opposite of credit - you pay for it before you ever have to use it and hope that you do not ever have to use it. That's why this whole health thing is a scam
- #1 - You CAN only buy major medical. #2 - Auto insurance covers gl, scratches and even some auto repairs now. Insurance premiums are so high because we live in a litigious society
- Heh There is a big difference between ignoring small maintenance to a vehicle which eventually results in catastrophic breakdown and small maintenance of your body which results in death. But your idea is likely going to happen if republicans successfully gain status quot for insurance companies. Already copays and deductibles are punitive for many families. Keep in mind that insurance companies are making record profits. The reason premiums are so high is simply because we have allowed the medical industry and insurance industry to treat our health as a for profit endeavor. Its morally wrong
- You can easily check your minimal health care rates in internet, for example here - health - quotes. talk4fun.net
- Employers latched on to the idea that expanded health benefits would be a useful tool for attracting talent. It worked. As they offered more and more for less and less out of pocket on the part of the employee at the time of service, employees eventually began to expect it. The reduction in cost to the employees at the time of service resulted in a gross overuse of the system. It's better to be safe than sorry, so who cares if it turns out to only be a cold. a doctor visit only costs me $10 anyway, after all. I have had this extra long hair growing out of a mole for about a year now, maybe it's cancer. better safe than sorry, it's only $10 to find out. The whole concept of the cost involved in providing health care has been lost on most people. Yes, we have essentially priced ourselves out of insurance. How anyone believes that a public health care system will not suffer the same misuse is beyond me. Why do they think there have been so many Medicaid and Medicare cuts?
- If you tell this to the so called 0bamer disciples they will have to come up with 2 more types of insurance to ram down our throats. And yes they will do this behind closed doors also. This is the type of open government you people wanted and voted for. so how do you like the change so far
- You CAN buy auto maintenance insurance. Perhaps we would not need health maintenance if we got a new body every 5 years
- autoinsurance. bebto.com - try this one. I have their car insurance and, as I know, they can provide such a service
Knowledge Base
Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US?
what is the average price of medical malpratice insurance if i want to insure my small business office in new york?. medical malpractice insurance is only carried by medical professionals and hospitals. you are probably asking about ordinary health insurance? aloha. here in va, malpractice ins costs about 1 to (no medical life insurance)
What does a term life insurance medical exam consist of?
and what companies do people recommend. all life insurance medical exams consist of the following: saliva test and / or blood test urine test physical exam basically just blood pressure, height and weight, cholesterol level i recommend primerica financial services, since they started the crusade of buy term and invest (small business medical insurance)
Do life insurance companies check your medical records after you die?
let's say that you get life insurance and claim to be a non - smoker. then let's say that you start smoking or resume smoking. uming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your (life insurance no medical exam)
Knowledge Base: Medical Insurance
Life insurance? 10pts?
i am looking for a quick no medical exam required term life insurance, where do i find that at, at a resonable price?. carmichael's' newspapers. hard to find without a medical exam - if you're very young, a few will let you get by with just a questionnaire. beware of (life insurance no medical exam)
Question about medical insurance / disability if terminal illness involved. ?
my mother was diagnosed with inoperable pancreatic cancer 2 months ago and given approx a year with chemo. unfortunately, her liver could not handle the chemo, and she has been taken off her chemo. she had only short - term disability through her job, which she paid extra for. that (life insurance no medical exam)
What is the difference between travel insurance and medical insurance?
next year i am taking a gap year and have been looking into volunteering outside of europe. i need travel and medical insurance but i am unsure of the difference between the two types of insurance. also, are there any good sites that i can get good deals off? thankyou! (medical insurance quote)
Medical Insurance?
my gf's medical insurance is about to run out. is it possible for me to get her covered under my medical insurance. unless you're married, i do not think that is possible. talk to your insurance agency about it. generally not, unless she becomes your spouse legally. sure, just marry (no medical life insurance)
We have life insurance but no medical or. is that stupid?
and we scrape by every month and our life insurance is 65 a month! and i think i have 3 cavaties to be filled. my husband will not let me cancel. is this stupid?. yes. get medical and insurance. what happens if you are in a major car accident that (travel medical insurance)
Knowledge Base: Medical Insurance
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
i was in an auto accident and i have medical insurance. my medical insurance covered my medical expenses; however, i wanted to know if the auto insurance is still liable for those expenses? it seems as if my having medical insurance should benefit me and not the liable party's auto (medical insurance)
What kind of medical insurance do you recommend?
i am getting jaw surgery within year or two. it is for medical reason. i need to find insurance that can help me to cover the cost. what kind insurance do you recommend and how much will be premium will be? doctor told me, the surgery will cost about 15000 (medical insurance)
Medical insurance?
i need to put my fiance on my medical bc i really think he needs to see a doctor soon. but for the good insurance it would be 120 every paycheck. i live paycheck to paycheck now so that would be very hard. this one insurance offered is 70 bucks (medical insurance)
How did medical insurance come to cover basic maintenance, when other insurance like auto and home owners?
only cover catastrophic loss. can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ? or what your home owners insurance would cost if you made a claim every time a light bulb burned out or (medical insurance)
How long does an insurance company need to approve a medical insurance application?
my medical insurance has expired and i have just decided which one to buy next. how long does an insurance company need to approve an application and get it activated? i have no medical insurance right now so i am kinda worry because of the swine flu. depending on the (medical insurance)
